Plat.AI Fraud Index (FI)

Identify high-risk leads and block fraud in real time.

Our enhanced Fraud Index (FI), developed in partnership with our sister company dot818, is live and available today. The scoring tool helps lenders and networks block fraud.

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We invite you to test it out and share your feedback so we can make it the most effective fraud shield in the industry.
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How It Works

At its core, the index leverages over 40 carefully crafted variables that detect suspicious patterns, inconsistencies, and histories of abuse. Some of the most influential signals include:

Prior detection in confirmed fraud databases
Phone numbers, emails, and IP addresses linked to past fraud
Multiple Social Security numbers or driver’s licenses tied to a single individual
Abnormal or sudden shifts in personal details
ABA routing numbers associated with high fraud rates
Bank accounts flagged for misuse or synthetic identity activity
User-agent data revealing device or browser spoofing
Excessive lead submissions tied to one consumer over a short time frame

These high-impact variables are dynamically weighted, allowing the model to stay aligned with evolving fraud trends targeting affiliates and consumers.

FI Response

Essential Shield

Captures confirmed fraud and the highest-risk segments with minimal traffic disruption.

Enhanced Shield

Captures confirmed, moderate, and high-risk segments, with moderate traffic impact.

Max Shield

Captures confirmed, low, moderate, and high-risk segments, with significant traffic reduction.

Ready to Learn More?

Your feedback will make the index the most effective fraud blocking tool in the industry. We hope you’ll start leveraging FI soon and look forward to your input when you do.

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